Company details
PruHealth, a medical Insurance company established in 2004, is a partnership of Prudential and Discovery, which is a success story in South Africa and the US. They have different types of insurance schemes, suiting people of different lifestyles and requirements.
Products and Services offered by PruHealth
PruHealth cares for its customer's health as much as it cares for their illness. All its insurance products include the "Vitality Programme", which gives you the chance to pay lower premiums for making positive changes in your living pattern. If you are already living healthy, then you are anyway paid for the healthy living pattern. This is reviewed during the renewals. It basically has three types of medical insurances.
The Core Plan
This plan includes all qualified hospital fees, including the doctor's fee. It also offers the NHS Cash benefit. The outpatient cover for this plan is eligible only if the treatment is straightaway related to admitting to the hospital. Also a maternity cash benefit is given.
The Essential Plan
Additional to all that the Core plan includes, this plan gives a greater degree of outpatient care. Also, the maternity and NHS cash benefits are higher under this plan.
The Comprehensive Plan
Additional to all that the Essential Plan includes, this also has additional benefits like many complementary therapies included, maternity and NHS cash benefits given higher etc. Also this plan gives higher cover limits and even greater level of outpatient care, as compared to the Essential plan.
PruHealth with its Vitality partners like health clubs, health screens, Fitbug (pedometers), Allen Carr's Easyway to Stop Smoking courses etc, help you live healthy and also reduce your premiums! Also you have access to the best hospitals, PruHealth's "CallADoctor" service and the fact that all the claims are looked after by certified and qualified nurses. Moreover they give a full refund of the cover, in case you are not happy with the cover and return it back within 30 days or the policy start date, whichever is later.
Site navigation
The site has a very simple layout and easy accessibility. Also, there is a "Quick Quote" calculator, which gives you a basic idea of how much it would cost you to take a policy from PruHealth. Also, PruHealth's site is an SSL 3 certified site, thus making it absolutely leak-proof and safe for online transactions.
Offers
PruHealth reduces your renewal premiums if you have taken any positive steps towards bettering your lifestyle. It also assists in improving your life pattern by having tie ups with various fitness centres, and many deaddiction centres.
If you are looking for a health plan that cares for your health by reducing your premiums, then you must contact a PruHealth advisor, who is readily available to help you choose your kind of health plan.
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